PRIVACY
POLICY
In
the course of our business relationship with you, we
collect information about you that is necessary to provide
you with the products and services that we offer. We treat
this information as confidential and recognize the
importance of protecting it. We value your confidence in
us. This notice describes our privacy practices regarding
information about our customers and former customers who
obtain financial products and/or services through us.
INFORMATION
WE COLLECT
We
collect certain information (nonpublic personal
information) about you and the members of your household
form the following sources: information we receive from you
on applications or other forms, such as your social
security number, assets, income and property information;
information about your transactions with us, such as
policy coverage, or premiums; and information that you may
convey to us during conversations, such as your current and
future financial situations.
INFORMATION
WE DISCLOSE
We
may disclose the nonpublic personal information we collect
about you, as described above, to companies that provide
the products or services that you request, as permitted by
law. We are permitted to disclose personal health
information: to process your transaction with us, for
instance, to apply for a long-term care insurance product
to determine eligibility, to process claims or to prevent
fraud; with your written authorization,
and otherwise as permitted by law.
SECURITY
We
restrict access to personal information about you to those
individuals, such as our employees and agents, who provide
you with our products and services. We require those
individuals to whom we permit access to your customer
information to protect it and keep it confidential. We
maintain physical, electronic, and procedural safeguards to
guard your nonpublic personal information.
DISCLAIMER
We
have tried to make sure that all information appearing in
this website is accurate. However any legal or tax
information provided needs to be verified with your
accountant or attorney. No liability is assumed for actions
taken without consultation. If you find a mistake, please
contact us immediately so it can be corrected.